Critical Illness Cover

We do not like to believe that a critical illness will happen to us, no matter how fit we are, but it can and does.

It’s no secret that as a population we are all living longer, which is great news.

However, it’s been proven that this can mean we are more likely to suffer a serious illness at some time in our life. To pick just three illnesses, how many of us know someone who has suffered cancer, stroke or heart condition?

These illnesses along with scores of others covered by these policies can have a devastating impact on your financial security, especially while having treatment. When this is combined with recuperation you have no choice but to spend a significant amount of time away from your work or business.

At Protectus Healthcare, we’ll help you find a critical illness cover policy that matches your unique requirements.

What is a critical illness policy?

A critical illness policy is a form of insurance that pays out a tax-free lump sum in the event you are diagnosed with a specified serious illness or medical condition.

With the right critical illness policy in place, you can spend the money how you wish which could include the costs of adapting your home to your health needs, clear debt or inject into your business.

Many insurers also include free cover for children, although payment is limited usually up to approximately £25,000 – £50,000.

Why choose us for your critical illness insurance?

An independent healthcare broker: With decades of experience in critical illness insurance, we have the expertise and knowledge to provide advice and guidance.

Bespoke critical illness policy solutions: No matter the kind of illness that you suffer from, we’ll ensure that you find a critical illness insurance policy that is tailored to the condition and your preferences.

Partnering with the world’s leading insurers: We’ve built up strong relationships with some of the world’s best insurers and we’ll use these relationships to help you find the right policy.