Keyman Insurance

Safeguarding your business.

The definition of Keyman cover is life assurance on a key person of your business which can be an employee, director, partner or proprietor on whom the continued successful operation of a business depends.

Policies will be set up to either cover life assurance only or life and critical illness cover that is put in place to compensate the business for any financial losses it would suffer if a key person died or were diagnosed with a specified critical illness if chosen, during the term of the policy.

This type of policy is designed to compensate the business which would be the sole beneficiary in the event of a claim, against the severe impact the loss of a key person could have on its sales, profits, employees, cost of finding a replacement, guaranteeing business loans, investments or banking facilities.

These policies which can be very cost effective, could be one of the best investments your business will make.

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